Lake Toxaway ZIP Codes — Transylvania County, NC

There is one unique ZIP code in Lake Toxaway, North Carolina and it is 28747. Area code: 828.

ZIP codes

48.76

sq mi land

0.83

sq mi water

828

area code

Lake Toxaway, NC ZIP code map

About Lake Toxaway, NC

Lake Toxaway, located in North Carolina, is a picturesque community nestled in the scenic Transylvania County. This charming town is celebrated for its natural beauty and is surrounded by the lush mountains of the Blue Ridge region. Known for its tranquil atmosphere and recreational opportunities, Lake Toxaway attracts visitors seeking a peaceful retreat in the heart of the Appalachian Mountains.

Location & geography

Lake Toxaway is situated in the western part of North Carolina, approximately 10 miles southwest of Brevard and around 45 miles from Asheville. The town encompasses a land area of 48.76 square miles, complemented by a water area of 0.83 square miles, making it an ideal spot for water-based activities such as fishing and boating. The terrain is characterized by beautiful wooded landscapes and the stunning Lake Toxaway, which adds to the area's natural appeal.

Community & economy

The community of Lake Toxaway is known for its friendly atmosphere, making it an inviting place for both residents and visitors. The area is predominantly residential, with a focus on tourism-related industries that support outdoor recreational activities like hiking, fishing, and golfing. Daily life in Lake Toxaway revolves around enjoying the scenic beauty of the surroundings, with local businesses catering to the needs of both residents and tourists alike.

Transportation

Accessing Lake Toxaway is convenient via US Highway 64, which connects it to nearby cities and attractions. The closest major airport is Asheville Regional Airport, located about 45 miles northeast of Lake Toxaway, providing easy access to domestic flights. Public transit options are limited, making personal vehicles the primary mode of transportation in the area.

History

Lake Toxaway was founded in the early 1900s and quickly became a favorite getaway for wealthy families from urban areas seeking respite in the mountains. The community has historically relied on tourism and outdoor recreation as key industries, contributing to its development and charm. Notable events in the town's history include the promotion of Lake Toxaway as a resort destination during the era of mountain retreats.

Did you know?

One surprising fact about Lake Toxaway is that it is home to the largest privately owned lake in North Carolina, which offers various recreational activities. Additionally, the region experiences a unique climate that supports a diverse range of flora and fauna, making it a haven for nature enthusiasts.

ZIP codes for Lake Toxaway, NC (1)

ZIP code	City	County	Map
28747	Lake Toxaway	Transylvania	View map

Demographics & statistics

2,269

Population

40.7

Median age

$58,400

Median household income

$37,060

Per capita income

$226,400

Median home value

$768

Median monthly rent

89.6%

Home ownership

17.9%

Poverty rate

6.1%

Unemployment

1,776

Housing units

31.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

144

5–9

126

10–14

15–19

20–24

218

25–34

193

35–44

122

45–54

107

102

55–59

60–64

161

65–74

141

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	533	23.5%
18 and over	1,736	76.5%
65 and over	502	22.1%
Median age	40.7 years

Race & ethnicity

White 91.6%

Hispanic or Latino 3.9%

Other race 3.9%

Two or more races 0.6%

Group	Count	%
White	2,163	91.6%
Hispanic or Latino	93	3.9%
Other race	93	3.9%
Two or more races	13	0.6%

Household income

Under $10k 1.0%

$10k–$15k 6.7%

$15k–$25k 1.1%

$25k–$35k 12.6%

$35k–$50k 24.6%

$50k–$75k 11.6%

$75k–$100k 12.5%

$100k–$150k 15.0%

$150k–$200k 7.0%

$200k+ 7.7%

Range	% of households
Under $10k	1.0%
$10k–$15k	6.7%
$15k–$25k	1.1%
$25k–$35k	12.6%
$35k–$50k	24.6%
$50k–$75k	11.6%
$75k–$100k	12.5%
$100k–$150k	15.0%
$150k–$200k	7.0%
$200k+	7.7%
Median income	$58,400

Housing

Home values

Under $50k 9.0%

$50k–$100k 3.7%

$100k–$150k 18.5%

$150k–$200k 11.9%

$200k–$300k 17.6%

$300k–$500k 25.2%

$500k–$1M 5.6%

$1M+ 8.5%

Housing overview

Metric	Value
Median home value	$226,400
Median rent / month	$768
Owner occupied	89.6%
Renter occupied	10.4%
Vacant	52.2%
Single-family detached	75.7%
Large apartment buildings	0.0%
Mobile homes	12.5%
Median rooms	4.6
Avg household size (owned)	2.34

Year built

Era	%
2020 or later	0.0%
2010–2019	5.7%
2000–2009	13.8%
1990–1999	15.1%
1980–1989	22.3%
1970–1979	20.7%
1960–1969	11.2%
1950–1959	5.4%
1940–1949	2.5%
1939 or earlier	3.4%

Bedrooms

Size	% of units
No bedroom (studio)	2.4%
1 bedroom	5.3%
2 bedrooms	29.3%
3 bedrooms	45.2%
4 bedrooms	15.0%
5+ bedrooms	2.8%

Vehicles per household

Vehicles	% of households
No vehicle	2.5%
1 vehicle	15.0%
2 vehicles	55.0%
3 or more	27.5%

Heating fuel

Fuel type	%
Utility gas	1.2%
Electricity	53.1%
Propane / LP gas	22.8%
Fuel oil	5.7%
Wood	16.1%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	584	65.3%
Cohabiting couple	52	5.8%
Male householder, no spouse	147	16.4%
Female householder, no spouse	111	12.4%
Households with children under 18	259	29.0%
Households with seniors (65+)	360	40.3%
Average household size	2.54

Marital status

Status	Male	Female
Never married	26.3%	8.8%
Married	54.9%	73.5%
Separated	2.6%	0.0%
Widowed	6.9%	8.7%
Divorced	9.3%	9.0%

Education

Less than 9th grade 2.5%

Some HS, no diploma 7.6%

HS graduate 25.4%

Some college, no degree 24.6%

Associate's degree 8.2%

Bachelor's degree 23.4%

Graduate / professional 8.2%

Metric	%
HS diploma or higher	89.8%
Bachelor's or higher	31.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	58	11.9%
Kindergarten	30	6.1%
Elementary school	241	49.4%
High school	106	21.7%
College / grad school	53	10.9%

Employment

Industry of employment

Construction 20.5%

Retail trade 17.8%

Education & healthcare 16.3%

Professional & management 10.5%

Arts, food & hospitality 10.5%

Other services 6.3%

Manufacturing 5.8%

Finance & real estate 5.7%

Public administration 3.3%

Transportation & utilities 1.4%

Information 1.0%

Wholesale trade 0.7%

Occupation

Category	%
Management, business & arts	21.3%
Service	17.8%
Sales & office	30.8%
Natural resources & construction	22.4%
Production & transportation	7.7%

Employment type

Type	%
Private sector	65.9%
Government	12.5%
Self-employed	21.0%
Unpaid family workers	0.6%

Commute

Method	%
Drive alone	79.6%
Carpool	10.6%
Public transit	0.0%
Walk	0.0%
Other means	0.8%
Avg commute (minutes)	24.1

Poverty

All people 17.9%

Under 18 years 26.7%

18 and over 15.3%

Married-couple families 7.9%

Female-led households 0.0%

Income support

Source	% of households
Social Security	40.3%
Retirement income	22.0%
Supplemental Security	4.0%
Cash public assistance	0.6%
Food stamps / SNAP	13.9%

Health indicators

Condition	%
High blood pressure	37.1%
High cholesterol	40.0%
Heart disease	8.5%
Stroke	3.8%
Asthma	8.9%
Arthritis	30.1%
Kidney disease	3.5%
Pulmonary disease	8.9%
Cancer	7.8%

Behavior / access	%
Binge drinking	15.0%
No physical activity	23.9%
Less than 7 hrs sleep	31.8%
Fair or poor health	15.5%
Poor mental health	14.1%
Poor physical health	12.1%
No health insurance	17.3%
Visited doctor (checkup)	79.1%
Visited dentist	63.7%
Cholesterol screening	90.2%
Teeth loss	15.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	88	5.1%

Disability	%
Any disability	8.9%
Under 18	8.4%
18–64 years	7.9%
65 and over	11.8%

Health insurance coverage

Type	%
Private insurance	51.1%
Public insurance	42.1%
Uninsured under 19	12.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,194	96.7%
Spanish	32	1.5%
Other Indo-European	32	1.5%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,203	97.1%
Born in same state	2,197	96.8%
Born in different state	1,293	57.0%
Foreign born	6	0.3%
Naturalized citizen	66	2.9%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	825	36.4%
French	249	11%
Italian	168	7.4%

Ancestry	Count	%
English	20	0.9%
Polish	8	0.4%

Technology access

Metric	% of households
Computer access	39.4%
Internet access	96.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Lake Toxaway, NC have?

Lake Toxaway, NC has one ZIP code: 28747. Each ZIP code serves a distinct delivery area within the city and surrounding region.